Understanding Life Insurance and How to Choose the Right Policy
Work out how much life insurance you need with the DIME method, then navigate underwriting, riders and beneficiary designations without the costly mistakes.
Work out how much life insurance you need with the DIME method, then navigate underwriting, riders and beneficiary designations without the costly mistakes.
Why age and health make early life insurance cheaper, when it is genuinely worth buying in your 20s or 30s, and when cash value policies do and do not make sense.
Where families really save on insurance: Medicaid and CHIP for children, marketplace subsidies, term life instead of permanent cover, and bundling auto with home or renters insurance.
Term, whole, universal, variable, indexed universal and final expense life insurance compared side by side, with guidance on costs, risks and who each policy type suits.